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Pension problems: four savings questions answered

Author of 'No Spend Year' answers the four pension questions she is most often asked by friends and family.


You can make sure the people you care about get your pension if you aren’t lucky enough to live to a ripe old age. To do this you need to sign an ‘expression of wish’ form, which will tell the trustees of the pension – who pay out the money – who you want to benefit.

You’re allowed to leave your pension to whoever you like but you need to keep track of your old pensions and ensure that the ‘expression of wish’ forms on all your pension pots are up to date.

Understanding the ins and outs of pensions doesn’t have to be difficult. If you do a few simple things: make sure your money is invested where you want, keep track of your old pension pots, and fill out expression of wish form, it’s easy to ensure your money is working its hardest for you.

Retirement may not be for a long time but a little bit of effort now can stand you in good stead for the future.


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The Expert View: Kingfisher, Xaar and 888

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