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The beginners' guide to pensions

How to plan ahead

Latest retirement articles

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How to buy an annuity

by Michelle McGagh on Feb 05, 2013 at 14:09

The financial regulator has turned its attention to the annuity market amid concerns that pension savers aren't looking for the best deal.

What the chancellor has done to pensions and benefits

by Lorna Bourke on Dec 05, 2012 at 15:22

Both benefit claimants and the wealthy have taken a hit in tax and benefit measures announced in today's Autumn Statement.

Tory rallies MPs to fight for pension income reform

by Daniel Grote on Nov 26, 2012 at 09:45

Conservative MP Alun Cairns is rallying support among his colleagues to call for reform of income drawdown, as savers continue to face dramatic cuts to the income they are able to take.

Inflation set to hit 3% after shock increase in October

by Gavin Lumsden on Nov 13, 2012 at 12:26

Inflation shot to a five-month high of 2.7% last month. Experts say the cost of living is bound to rise further as higher energy bills hit homes.

Government plans reform of pension income rules

by William Robins on Nov 13, 2012 at 11:02

The government is debating whether to relax limits to the amount of income pensioners can draw down from their savings.

'HIPpies' look to property for retirement income boost

by Michelle McGagh on Sep 26, 2012 at 10:00

Nearly a third of homeowners aged 50 and over are planning to use their home to finance their retirement.

The homeowners walking into a pension crisis

by Michelle McGagh on Sep 05, 2012 at 11:01

With people buying their first property later, pensions are being overlooked – so what should homeowners do?

Mortgage payments continue into retirement for 400,000 people

by Michelle McGagh on Aug 23, 2012 at 00:01

Figures show people are entering retirement with outstanding mortgage and debt on credit cards.

Sale and rent back review uncovers eye-watering fees

by Michelle McGagh on Aug 01, 2012 at 10:58

A regulatory review has found sale and rent back firms charged up to £40,000 in fees to clients.

Your finances after... retirement

by Michelle McGagh on Jul 30, 2012 at 09:00

As well as making sure you get the most from your pension, it's important that the rest of your finances are in good shape as you near retirement.

Can £750bn of property wealth avert a pensions crisis?

by Michelle McGagh on Jul 16, 2012 at 09:17

Funding longer retirements and hefty long-term care bills means more pensioners will be forced to look at making their property pay.

Government delays introduction of £140-a-week state pension

by Michelle McGagh on Jul 13, 2012 at 08:43

The government has said the scale and complexity of changing the system has led it to delay two major reforms.

Pension trustee jailed for eight years for £52m fraud

by Michelle McGagh on Jul 12, 2012 at 15:00

Graham Pitcher, owner of pension trustee company GP Noble, has been jailed for taking money from pension schemes he adminstered.

What your finances could really look like in retirement

by Michelle McGagh on Jul 11, 2012 at 11:16

Being mortgage-free and enjoying three holidays a year may be what people expect from retirement, but few are achieving it.

Five pension pitfalls women need to know about

by Michelle McGagh on Jul 06, 2012 at 12:49

Women are lagging behind when it comes to pension saving, risking poverty in old age. Here are some tips to get you back on track.

State Pension Blog: my attempt to live off £70 a week

by Greg Kingston on Jul 02, 2012 at 12:40

What's it like to live on the state pension? Greg Kingston, 39, is going to find out. In a daily blog this week he described his experiences.

Could you live on the national minimum wage in retirement?

by Michelle McGagh on Jul 02, 2012 at 12:29

Failing to save for retirement could mean you end up scraping by on the state pension – the equivalent to living on the miniumum wage.

The Lolly guide to pension schemes

on Jul 02, 2012 at 11:53

Confused by pensions? They're a piece of cake to understand, once you've heard Michelle McGagh explain them.

Why you need to save 20% of your salary for retirement

by Michelle McGagh on Jun 28, 2012 at 12:45

With generous defined benefit pension schemes increasingly rare, the onus in on savers to ensure their pension pot is big enough. 

How pensions work (and why they're like kebabs)

by Gavin Lumsden on Jun 28, 2012 at 11:06

Gavin Lumsden continues his tour of fast food eateries to explain how wrapping your money in a pension is a good idea.

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