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Savings & Insurance

How to plan for a rainy day

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Q&A: what are Pibs and perpetual bonds?

by Michelle McGagh on Apr 24, 2013 at 10:36

The high interest rates from permanent interest-bearing shares (Pibs) and perpetual bonds make them a good alternative for savers who are aware of the risks.

Friday Five: how to scrape £60,000 for a house deposit

by Michelle McGagh, Gavin Lumsden on Mar 01, 2013 at 15:13

Buying your first home in London requires a deposit of around £60,000. Although it's better outside the capital, it's clear the young need to get serious about making some money.

Will poor cash ISA rates shock you into stocks and shares?

by Michelle McGagh, Gavin Lumsden on Feb 07, 2013 at 14:15

Only one cash ISA has an interest rate above inflation and it has just cut the rate. Now might be the time to put your money in a stocks and shares ISA.

Nimmo buys trio of ‘damaged’, but rehabilitating shares

by Chris Marshall on Feb 05, 2013 at 14:56

Standard Life smaller companies fund manager buys companies 'that have been compromised and damaged by the banking crisis'.

Inflation set to hit 3% after shock increase in October

by Gavin Lumsden on Nov 13, 2012 at 12:26

Inflation shot to a five-month high of 2.7% last month. Experts say the cost of living is bound to rise further as higher energy bills hit homes.

Income Investor: the 3 accounts every investor needs

by Income Investor on Oct 15, 2012 at 08:01

Our yield-seeking columnist generates about 4.4% risk-free from his cash holdings – how do you compare?

How are you protecting your income?

by Michelle McGagh on Sep 18, 2012 at 14:51

Too many people think the state or their employer will pay out if they become ill, but the truth is we need to protect our incomes.

Shock inflation rise shrinks savers' options

by Victoria Bischoff on Aug 14, 2012 at 12:16

There are now just 227 inflation-beating savings accounts up for grabs.

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