Land purchase using a Sipp scored a hole in one for couple

by Mark Rogers on May 22, 2013 at 09:29

Mark Rogers of Clay Rogers recalls how a couple used a Sipp to secure a tricky land purchase.

• 6 Comments

Banks fail to help mass market avoid debt in retirement

by Brian Cantwell on May 21, 2013 at 10:04

Radically reformed bank advice could be key to avoiding debt in retirement, but closures of major bancassurance arms as a result of the retail distribution review have replaced sales-driven bank advice with an advice gap.

• Leave a comment

IFA voices are barely audible

by Daniel Grote on May 20, 2013 at 12:56

With rising regulatory fees, levies from the compensation scheme, professional indemnity costs and a host of other pressures, it is clear why there is a lack of appetite to pay for representation. But it is equally clear that the chances of an IFA voice being heard in the corridors of power are waning.

• 1 Comment

Finchley firm finds flaws in FOS and FSCS focus

by Declan Clancy on May 17, 2013 at 15:25

Last week I travelled to Finchley in North London and to Chipping Norton in Oxfordshire to meet two advisers who ran very different operations, but both of whom had strong views on the state of the profession.

• 3 Comments

Open or monogamous? IFA relationships with paraplanners examined

by Damian Davies on May 17, 2013 at 13:22

Paraplanner-adviser relationships are a hotchpotch of relationship types, Timebank's Damian Davies says.

• 1 Comment

Platform predictions: five planners look into the future

by Douglas Brown on May 17, 2013 at 09:37

Advisers from around the country give their view on the FCA’s platform paper.

• Leave a comment

Sipp Spotlight: All you need to know about the AJ Bell Platinum Sipp

by William Robins on May 16, 2013 at 11:08

We look into the AJ Bell Platinum Sipp, the specialist commercial property offering that allows part ownership and syndicated purchases.

• Leave a comment

‘Care fee cap’ headline is just the tip of the iceberg for advisers

by Tish Hanifan on May 15, 2013 at 15:04

Many people assumed knowing how much of a person’s care bill would be paid by the state would revolutionise care funding. It may well do so, but there will still be plenty of complexity: instead of a limitless liability, clients must time their spending to perfection, says Tish Hanifan of Society of Later Life Advisers.

• Leave a comment

Compare yourself to your peers: McCarthy Taylor

by Declan Clancy on May 15, 2013 at 12:23

Paul Taylor reveals the figures at the heart of McCarthy Taylor.

• Leave a comment

Perfect storm fails to calm for savers at retirement

by Brian Cantwell on May 15, 2013 at 12:18

Savers face difficult decisions as annuities provide better overall retirement income despite the lowest rates on record, while drawdown, seen as the more flexible option, can leave savers worse off in the long term.

• 1 Comment