Comment & Analysis
Retirees face downsizing dilemma amid savings shortfalls
Small pension pots have led to the realisation that retirees need to unlock their housing equity, but many are reluctant to sell up due to the mounting costs and stress of moving
Tedious annual allowance taper will catch savers by surprise
Twin brothers Paul and Barry are identical in more ways than one, as their savings match up exactly. However, Barry’s extra projects could result in a surprise annual allowance charge.
Rory Percival: Firms should take heed of FCA's TCF concerns
The FCA has outlined the importance of clear communication with clients for acquisitive advice firms, many of which could go much further in terms of fair treatment
Project fears: how client goals should shape approach to risk
Risk means different things to different people so client goals must guide attitude to risk and capacity for loss profiles.
The professional investor: 7 magnificent funds for tough 2017
Experienced investor columnist David Kempton has his annual brainstorm with the Hawksmoor investment team and returns with some fund tips.
Keith Richards: New guidance rules will be great for advice firms
New ruling means regulated firms can confidently develop guidance services, helping bridge the advice gap and solve next gen planner problems
Blog: Gov't can't keep kicking long-term care down the road
The government must address long-term care issues at some point, argues Malcolm Small of the Retirement Income Alliance.
Blog: FCA is not considering risk of default on DB transfers
The income guarantees of defined benefit pensions are faltering with many schemes in deficit, so advisers need an alternative angle when approaching low-risk clients
Pensions, protection and ISAs: five top tax year end topics
Darron Whitehead and Ray Garnett, joint managing directors of the Utopia Group, outline what they will be covering in meetings with their business clients ahead of 6 April.
Blog: FSCS claims will keep advice fees high
While IFAs’ involvement is a mystery, a growing trend for wacky unregulated investments in Sipps is increasing FSCS levies for adviser firms and putting pressure on the cost of advic.
How contrarian view helps JPM manager hit new heights on UK equities
James Illsley has helped achieve impressive recent outperformance for the JP Morgan UK Equity Core fund, putting his faith in out-of-favour sectors such as mining and housebuilding
Brexit will benefits bonds, says JP Morgan manager
Andreas Michalitsianos, Citywire A-rated manager of the JP Morgan Sterling Corporate Bond fund, explains the effects on his fund of rising US interest rates and Brexit uncertainty.
Adviser Profile: Olivia Bowen of Castlefield
Ethical investments do not always get taken seriously as a profitable strategy, but Castlefield’s Olivia Bowen is determined to help clients who would prefer not to swim in shark-infested waters