Register to get unlimited access to Citywire’s fund manager database. Registration is free and only takes a minute.

Rising Stars: The 35 top young advisers of 2016

We had a phenomenal response to our call to find the best young advisers. Here are the top 'Next Generation' advisers aged under 35!

For over a year New Model Adviser® has been supporting the aspirations of young advisers with the Next Generation newsletter, a platform for those starting out in the profession to share their experiences, plus reports on the businesses doing their bit to bring in new blood.

Over the following slides we showcase 35 advisers who in different ways represent the best of this next generation. Why 35? Well, we had to draw a line somewhere and set the age limit at 35 for entries when we opened our survey. There are of course many other individuals doing fantastic things at their firms who are not included. To them I would say: get in touch, we would love to hear what you are doing!

So how did we draw up this list?

Qualifications from level two to level six are considered as well as work-based responsibilities, and influence within a business. We have also looked at involvement with investments and other responsibilities such as developing technology. Nearly all on this list have a client-facing advice role, and there are a few directors too. This is perhaps the result of having a cut-off above the age of 30. So it is worth noting that many many face young advisers still face hurdles getting face-to-face roles.

Enjoy reading our list; it made me feel extremely hopeful about the future of advice and I hope you feel the same way too!

For over a year New Model Adviser® has been supporting the aspirations of young advisers with the Next Generation newsletter, a platform for those starting out in the profession to share their experiences, plus reports on the businesses doing their bit to bring in new blood.

Over the following slides we showcase 35 advisers who in different ways represent the best of this next generation. Why 35? Well, we had to draw a line somewhere and set the age limit at 35 for entries when we opened our survey. There are of course many other individuals doing fantastic things at their firms who are not included. To them I would say: get in touch, we would love to hear what you are doing!

So how did we draw up this list?

Qualifications from level two to level six are considered as well as work-based responsibilities, and influence within a business. We have also looked at involvement with investments and other responsibilities such as developing technology. Nearly all on this list have a client-facing advice role, and there are a few directors too. This is perhaps the result of having a cut-off above the age of 30. So it is worth noting that many many face young advisers still face hurdles getting face-to-face roles.

Enjoy reading our list; it made me feel extremely hopeful about the future of advice and I hope you feel the same way too!

Matthew Aitchison, Managing director, Clear Vision Financial Planning

Age: 35

As the managing director of his own firm Matthew Aitchison is among the most senior of the young advisers on our list. You will not be surprised to read that he has a full gamut of corresponding responsibilities, including running the firm, constructing portfolios and giving cashflow-based financial planning to clients.

He is joined at the firm by wife Sandra, who is finance director and office manager at Bedford-based Clear Vision.

Top 2016 achievements:

Given Aitchison is a young owner-manager of a financial advice firm, his energies over the past 12 months have been poured into balancing business development with getting the best outcome for clients.

Sam Binstead, chartered financial planner, Chilvester Financial

Age: 30

Sam Binstead joined Wiltshire-based Chilvester Financial five years ago and is a chartered financial planner and Personal Finance Society (PFS) member.

He holds the PFS’s level six qualifications in financial planning process (AF5), personal tax and trust planning (AF1), pension planning (AF3) and investment planning (AF4). Binstead is also involved in the firm’s fund selection process via his role as chair of Chilvester’s investment committee.

He introduces new technologies to the firm’s client infrastructure, along with presenting to clients at events and seminars.

Top 2016 achievements:

Binstead lists obtaining chartered status and his appointment to chair Chilvester’s investment committee as his top achievements for this year.

Elizabeth Bradshaw, chartered wealth manager, Fiscal Engineers

Age: 35

Elizabeth Bradshaw began working for Nottingham-based Fiscal Engineers seven years ago, and has become a fully trained IFA.

A member of the PFS and Chartered Institute for Securities & Investment (CISI), Bradshaw holds level six qualifications from the PFS in financial planning process (AF5), personal tax and trust planning (AF1), pension planning (AF3) and investment planning (AF4); with a further two level six qualifications (certified financial planner and chartered wealth manager) from the CISI.

Alongside her day-to-day responsibilities, she is involved in brand promotion and business development at the firm.

Top 2016 achievements:

Bradshaw lists finding and turning two prospects into full clients as her top 2016 achievement.

David Burridge, financial planner, Paradigm Norton Financial Planning

Age: 24

David Burridge began working at Bristol-based Paradigm Norton 18 months ago and has taken on responsibility for cashflow planning, asset allocation and fund selection at the firm. He holds a level six qualification in pension planning (AF3) and is a PFS member.

Top 2016 achievements:

Burridge set up and ran a graduate programme, which resulted in the hiring of two young financial planners. He ran work experience days for failed candidates who had sent in their CVs and shown significant enthusiasm for working in financial planning.

On top of this Burridge completed his diploma in financial planning and led his first client meeting.

Toby Carmichael-Jack, trainee financial adviser, Fish Financial

Age: 21

After three years as a paraplanner, 21-year-old Toby Carmichael-Jack moved into a trainee, client-facing advice role at Surrey-based Fish Financial this year. He has been thrown in at the deep end, dealing with a number of defined benefit transfer cases as well as clients involved with venture capital trusts and enterprise investment schemes.

Carmichael-Jack sits on the firm’s investment committee and counts asset allocation, cashflow planning, fund selection and portfolio construction among his key responsibilities. He is also involved in the introduction of new technologies.

Top 2016 achievements:

In the past year Carmichael-Jack has obtained the CISI’s level six AF4 investment planning qualification.

Charles Chami, Director and financial adviser, Glamis IFA

Age: 33

Charles Chami started at Bristol-based Glamis IFA four years ago and is now a director and financial adviser at the firm. He holds a level six qualification in investment planning from the PFS, and works on portfolio construction as part of his role.

Top 2016 achievements:

One of his most noteworthy 2016 achievements was jointly founding a multi-discipline professional networking group, Bristol Private Clients, which brings together private client solicitors, accountants, IFAs and investment managers.

He was elected vice-president of the Bristol Junior Chamber of Commerce and helped bring in and train a new apprentice at Glamis.

Rebecca Colley, operations director, Informed Financial Planning

Age: 34

Rebecca Colley has worked at Hessle-based Informed Financial Planning for nine years, and her many qualifications include the STEP certificate, which covers trust and estate planning. She is involved in cashflow planning and portfolio construction and sits on the firm’s investment committee.

Colley’s high level of experience is reflected in a wide range of professional responsibilities, which include marketing and brand promotion.

Top 2016 achievements:

Colley’s personal achievements in 2016 include the continued development of professional connections and dealing with the firm’s more complex clients, while providing leads for the trainee advisers coming through at the firm.

Zoe Dagless, financial adviser, Addidi Wealth

Age: 29

Financial advice runs in Zoe Dagless’ family. She made a career switch after three years working in research and development at chemicals company AkzoNobel, moving into financial services and following in the footsteps of her father Andrew Dagless, who runs Stevenage-based Wagstaffs Wealth Management.

Dagless’ responsibilities at London-based Addidi Wealth include cashflow planning and research, and she holds the PFS’s AF1 and AF4 qualifications in personal tax and trust planning and investment planning.

Top 2016 achievements:

Dagless cites her best achievement in 2016 as further integrating herself into Addidi’s culture and creating her own relationships with clients in support of managing director Anna Sofat.

Bhavika Desai, financial planner, Index Wealth Management

Age: 32

Bhavika Desai has only been working at Sutton Coldfield-based Index Wealth Management for one year and 10 months, but in that time she has built up a range of duties.

She is responsible for cashflow planning, portfolio construction and research responsibilities, and sits on the company’s investment committee. She holds level six qualifications in financial planning process (AF5) and pension planning (AF3) from the PFS, along with PFS chartered financial planner status and a PFS fellowship.

She has secured her level six qualification in certified financial planning from the CISI and lists marketing and business development as extra responsibilities alongside her work.

Vito Faircloth, wealth manager, Investment Quorum

Age: 22

At just 22 years old, Vito Faircloth has a host of achievements under his belt. He joined London-based Investment Quorum earlier this year from Cheltenham-based Attivo Group, where his efforts in growing the corporate client business were rewarded with the Chartered Insurance Institute’s Achiever of the Year award.

This month, he became the youngest ever fellow of the PFS, an achievement that PFS chief executive Keith Richards declared ‘truly remarkable’.

Top 2016 achievements:

On top of his professional exploits, Faircloth found time to set up a not-for-profit organisation to support young people in his hometown of Swindon. Faircloth says its purpose is to ‘boost their confidence and inform them of different career paths’.

James Greenly, consultant, Capital Asset Management

Age: 25

James Greenly joined London-based firm Capital Asset Management in 2016. Despite being relatively new to the firm he is already involved in all manner of activities, including cashflow planning, fund selection and research. He holds four level six PFS qualifications in financial, tax, pension and investment planning.

Top 2016 achievements:

Greenly decided to head to the big smoke this year and has become a chartered financial planner at the tender age of 25.

Perhaps even more impressively, he is the owner of a flat in London. As anyone under the age of 35 in London knows, that is quite some achievement.

Nicholas Grogan, paraplanner/trainee adviser, PWS Financial Consulting

Age: 31

Nicholas Grogan has been at Liverpool-based PWS for two years and is currently working in a support role. He has personal tax and trust planning, pension planning and investment planning qualifications from the PFS at level six. His CISI level six qualifications include the certified financial planner and chartered wealth manager statuses.

Grogan’s responsibilities at the firm include asset allocation, cashflow planning, fund selection, portfolio construction and research. He is also involved with introducing new technologies and business development at PWS, and sits on the firm’s investment committee.

Top 2016 achievements:

Grogan truly stepped up to the plate this year, giving a one-hour talk at the CISI paraplanner conference about risk.

Matthew Hignett, financial adviser, Beaumont Financial Planners

Age: 30

2016 was Matthew Hignett’s first year of giving advice to clients after passing his diploma in financial planning in April. The next step for the Shropshire-based adviser will be to become chartered and he has already passed the R08 exam.

Top 2016 achievements:

Hignett has a strong hinterland with plenty going on outside the office. The keen charity runner has a 17-month-old daughter and has been working as a trustee at a local charity, which has secured several restoration projects in the past few months.

This has included the creation of a ‘green gym’: an outside space where both disabled and able-bodied people can go to improve their fitness.

Sarah Hogan, practice principal, KBA FS

Age: 33

Sarah Hogan has enjoyed a sparkling nine-year career at Leigh-based KBA, becoming practice principal after she bought out the firm’s main shareholder.

She is awaiting the results of her PFS AF2 Business Financial Planning, AF3 Pension Planning, and CISI certified financial planning certificate exams, the latter of which she sat just last week.

Hogan sits on KBA’s investment committee and is responsible for marketing, brand promotion, recruitment and business development.

Top 2016 achievements:

Hogan has had a difficult 12 months, having recovered from a double hip replacement, but has still managed to train a new adviser, who qualified this year.

Ross Lambert, financial planning manager, Mazars Financial Planning

Age: 28

Ross Lambert counts the PFS’s level six qualification in personal tax and trust planning (AF1) and Investment planning (AF4).

Alongside his day-to-day responsibilities for cashflow planning and business development, he can be found presenting to clients and potential clients at the firm’s various seminars.

Top 2016 achievements:

Lambert ran an entire portfolio of clients while continuing to grow Mazars’ client base. He also built a team of financial planners at the firm’s Milton Keynes branch. He is putting their soft skills through their paces before putting them in front of clients.

John Markham, director, Future Financial Planning

Age: 33

John Markham took a big leap in 2016 when he left True Potential Wealth Management to set up his own directly authorised firm, Future Financial Planning, in Essex. He is currently the sole adviser at the firm, which uses tools such as cashflow planning to help clients save.

Top 2016 achievements:

Markham’s biggest achievement in 2016 was his aforementioned big leap into setting up his own directly authorised company. Alongside this he found time to start studying towards becoming a chartered financial planner, a qualification that will complement his existing certified status.

His family also grew in 2016 when his second daughter was born.

Dominic McLoughney, chartered financial planner, Becketts Financial Services

Age: 33

Dominic McLoughney started working at Lancashire-based Becketts Financial Services 10 years ago and has become a chartered financial planner and director. He offers pro bono financial guidance for the Money Advice Service at his local Citizens Advice branch in Kirkham, Lancashire.

Top 2016 achievements:

McLoughney has driven the business forward in the past year. Employing a new IFA has increased revenue above what was projected in the business plan. He has brought in a trainee adviser with a background in accounting who is excelling in an administrative and analysis role.

McLoughney counts Becketts’ highest annual turnover since he started at the firm as a key success.

Michael Meech, chartered financial planner, Depledge Strategic Wealth Management

Age: 31

Michael Meech has been at Manchester-based Depledge for two years, is a PFS member and has achieved a range of qualifications at PFS levels two, three, four and six.

Top 2016 achievements:

2016 was the first year Meech started to develop his own bank of clients. He has reached a personal milestone of having £12 million of funds under management, with ‘a significant amount more’ in the pipeline.

All his clients have retained his services, are happy and some are starting to refer their friends to him. Consequently, Depledge is now in the process of recruiting more staff to deal with its increased workload.

Felix Milton, financial adviser, Philip J Milton & Company

Age: 22

Felix Milton has worked at his father Philip Milton’s Barnstaple-based firm for the past three years. He recently qualified as a full financial adviser, and works closely with a wide range of clients at the firm.

Top 2016 achievements:

Milton’s biggest achievement in 2016 was completing his R06 exam, enabling him to start offering face-to-face advice at the age of just 21.

He has passed exams in discretionary investment, securities and mortgages to expand the range of areas he can advise on, and helped develop a risk profiling tool using a combination of adviser and client feedback.

Tom Morris, chartered financial planner, Ovation Finance

Age: 29

Now in his second year at Bristol-based Ovation Finance, Tom Morris is responsible for fund selection, portfolio construction and cashflow planning.

His responsibilities stretch into a wider business role, including work on the firm’s branding and the introduction of new technologies. He is also a figure in the local adviser community, having organised a South West round table event for young financial planners. He can often be found presenting to clients and professional connections at Ovation’s events.

Top 2016 achievements:

In the past year Morris has achieved chartered financial planner status, but cites helping his clients as his most important achievement.

Nicholas Nesbitt, private client financial planner, Mazars Financial Planning

Age: 29

Nicholas Nesbitt has a raft of qualifications and achievements that match his seven years at London-based Mazars. He is a member of the PFS and CISI and has responsibilities for cashflow planning, portfolio construction and research.

Top 2016 achievements:

Nesbitt increased his assets under management by around 55% to £59 million this year, and started to head up Mazar’s graduate recruitment programme.

At a client level, he says his most satisfying work was with two clients suffering serious ill health. Their asset bases Nesbitt structured to meet their needs during their lives and leave their families in an optimal position for the longer term.

Louise Osborne, chartered financial planner, Albert Goodman Chartered Financial Planning

Age: 34

Louise Osborne is one of the most experienced advisers on our list. The 34-year-old has been at Albert Goodman’s Somerset firm for 10 years and achieved fellowship of the PFS in 2013. In 2015 she was made a director of the company and is closely involved with business development.

Top 2016 achievements:

The biggest step up Osborne took this year was in November, when she was invited to become a partner of parent company Albert Goodman LLP.

Not one to rest on her laurels, specialist qualifications have also been the focus of her energies. This has included later life planning and tax advice.

Martyn Percival, financial planning support, Johnston Carmichael Wealth

Age: 31

Martyn Percival’s responsibilities at Johnston Carmichael’s range from the very internal, supporting fund selection and research with a seat on the firm’s investment committee, to the outward facing, with involvement in marketing the firm and promoting its brand.

The firm has confidence in his role as an ambassador for the business as he regularly hosts seminars for clients and professional connections. He is a member of both the PFS and CISI.

Top 2016 achievements:

Percival will be stepping out from behind-the-scenes work to the frontline of advice after achieving his diploma in financial planning from the CII this year.

Simon Rees, associate director, Gibbs Denley Group

Age: 27

PFS member Simon Rees joined Cambridge-based Gibbs Denley six years ago and is now associate director of the firm. Rees’ day-to-day duties include asset allocation, cashflow planning, fund selection, portfolio construction and research, alongside sitting on the firm’s investment committee. He is also involved with Gibbs Denley’s marketing and brand promotion, technological development and recruitment processes.

Rees is qualified to PFS level six, and holds the financial planning process (AF5), pension planning (AF3) and investment planning (AF4) qualifications. He presents at various events the firm holds for professional connections.

Top 2016 achievements:

Rees personally runs over £100 million in assets, a milestone he passed this year.

Tony Ross, wealth planner, Cooper Parry Wealth

Age: 33

Tony Ross left Stratford-upon-Avon firm Self Chartered Financial Planners after five years to head up the wealth proposition in Cooper Parry Wealth’s new West Midlands office this year.

Ross made the big leap to his new employer having progressed from trainee paraplanner to chartered financial planner. He is a member of both the CISI and PFS and has level six qualifications from both awarding bodies, including the CISI’s private client investment advice and management certificate. He sits on the firm’s investment committee.

Top 2016 achievements:

Not content with his professional achievements, Ross squeezed in a 220-mile bike ride from Manchester to London in a single day.

Stephen Sale, director, Beechwood Financial Services

Age: 33

Stephen Sale has worked at Welwyn Garden City-based Beechwood Financial Services for the past four years, and is now a director.

He is responsible for asset allocation, fund selection, portfolio construction, and sits on Beechwood’s investment committee. He holds four PFS level six qualifications, and volunteers for the PFS’s ‘Discover Fortunes’ initiative, which helps schoolchildren by introducing them to financial planning.

Top 2016 achievements:

Sale says the past year has been ‘hugely enjoyable and rewarding’ after he became a director and shareholder in Beechwood just over a year ago. He counts the increased responsibilities this has brought as his biggest achievement in this period.

Joe Sanders, financial planner, Informed Financial Planning

Age: 26

Joe Sanders joined Hull-based Informed Financial Planning five years ago. At the end of 2015 he became a fellow of the PFS aged just 25, making him one of the youngest ever to hold the title.

Top 2016 achievements:

Sanders has had a big year, becoming a chartered financial planner in April 2016. The title has helped him forge a path at Informed Financial Planning as the leader in a push for new business in Leeds.

In the role, Sanders networks with professional connections such as lawyers and makes use of his chartered status to build close professional relationships with potential new clients.

Gemma Siddle, director of client services, Eldon Financial Planning

Age: 33

Gemma Siddle started at Durham-based Eldon Financial Planning 11 years ago and won the Institute of Financial Planning’s first paraplanner of the year award in 2013. She holds both chartered and certified financial planner status.

Top 2016 achievements:

Siddle had a busy 2016, starting a postgraduate course in business administration, and achieving both retirement planning specialist status and later life planning specialist status from the PFS. She is also involved in the local community and gave a number of talks to schools.

Most significantly, she became director of client services at Eldon, meaning she is now registered as a CF1.

Andy Springford, senior Manager, Mazars Financial Planning

Age: 30

Andy Springford has worked at London-based Mazars Financial Planning for the past eight years, and has taken on a plethora of responsibilities, including the recruitment of new staff, business development and the introduction of new technologies.

He has attained his advanced diploma in financial planning from the CISI, as well as achieving level six chartered wealth manager status and certified financial planner status from the CISI. He is a member of both the CISI and the PFS.

Top 2016 achievements:

Over the past 12 months, Springford has begun managing Mazars’ new financial planning office in Poole.

Cera Taylor, Chartered financial planner, Jones Sheridan Financial Consulting

Age: 28

Cera Taylor started working at Jones Sheridan Financial Consulting two years ago and is a PFS member with level six qualifications in financial, pension and investment planning.

Taylor gives face-to-face advice to clients and her responsibilities at the Crewe-based firm include setting asset allocation, doing cashflow planning and selecting funds. She sits on the firm’s investment committee and assists with business development and recruitment.

Top 2016 achievements:

Taylor attained chartered and fellowship status in the past year but says her proudest moments were when friends, colleagues and clients referred their own friends to her.

Alasdair Walker, Chartered financial planner, Hunter Aitkenhead & Walker

Age: 27

Alasdair Walker has gained a number of qualifications since joining Leicester-based Hunter Aitkenhead & Walker in 2011, attaining level six from the PFS in financial planning process (AF5) and personal tax and trust planning (AF1). Walker now has a number of duties at Hunter Aitkenhead & Walker, including asset allocation, cashflow planning and portfolio responsibilities.

On an ad hoc basis he gives pro bono advice to relatives of clients and his own friends and family.

Top 2016 achievements:

The past 12 months have seen Walker install a more modern back-office software into the office, which helped streamline many of the firm’s processes and improve client servicing.

Adam Wareing, Head of paraplanning, Clarion Wealth PlanningM

Age: 35

In the two-and-a-half years Adam Wareing has been at Knutsford-based Clarion Wealth Planning, he has amassed a wide selection of responsibilities, including cashflow planning, fund selection and portfolio construction.

He has attained the level six qualification from the CISI in certified financial planning, and four level six qualifications from the PFS. Alongside his daily duties in financial planning, Wareing is involved in the firm’s marketing and brand promotion efforts, as well as its technological and business development.

Top 2016 achievements:

Wareing’s biggest achievement in the past year was being awarded the Institute of Financial Planning’s 2015 Paraplanner of the Year Award.

Alex Welsh, financial planner and paraplanner, Lewis Brownlee Financial Services

Age: 28

Keen runner and cyclist Alex Welsh is tasked with introducing new technologies and business development at Chichester-based Lewis Brownlee Financial Services, and is a PFS member to boot.

He undertakes cashflow planning, fund selection and portfolio construction as part of his client duties and has attained a number of level six qualifications from the PFS, including pension planning (AF3), investment planning (AF4), financial planning process (AF5) and personal tax and trust planning (AF1).

Top 2016 achievements:

Despite only starting his level six exams in April 2014, Welsh made rapid progress with his professional development, achieving chartered status in December 2015.

Matthew Wiltshire, operations director and financial planner, Niche Independent Financial Advisers

Age: 29

Newport-based Niche has developed its own cashflow planning software, CashCalc, which is available for use by other advice businesses, so Matthew Wiltshire has been hard at work behind the scenes growing this important proposition. Having been at the company for eight years his responsibilities now include setting asset allocation, constructing portfolios, marketing the firm’s brand, recruitment, and developing new technologies. He also holds research responsibilities, and presents to clients and professional connections at the firm’s events.

Top 2016 achievements:

Having passed the PFS’s AF3 exam this year, Wiltshire is now a fully-fledged pension specialist. He cites this as his ‘greatest achievement, both personally and for our firm’.

Natalie Wright, chartered financial planner, Mazars Financial Planning

Age: 34

Wright has been at London-based Mazars for three years and has qualifications from the PFS at levels three, four and six. She is involved in cashflow planning, introducing new technologies, recruiting staff and business development.

She also provides pro bono guidance to corporate clients in the form of financial health checks.

Top 2016 achievements:

Wright has been shortlisted as one of three finalists for the PFS Chartered Financial Planner of the Year award and has been promoted to a senior management position. Since September she has taken on a financial blogging role at working mothers publication, MMB Magazine, despite having only returned from maternity leave in July.

Comment & analysis

Twitter