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By Gavin Lumsden | 27 Dec 2001
... online bank owned by Prudential, whose 0% introductory offer remains the most
compelling for new credit card customers. Egg waives all interest on transferred ...
Many of us have yet to wake up to the financial hangover brought on by Christmas and New Year celebrations – but credit card companies are already pitching for our business, writes Gavin Lumsden.
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By Lorna Bourke | 26 Jun 2008
... credit cards, with some three million of us having five or more credit cards. ... the
like and there is a wide range of interest rates and 0% interest offers ...
Lorna Bourke scans the market for the best buys
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30 May 2010
... Santander does, of course, offer one of the few credit cards which does not impose ...
in the world and there is an introductory offer of 0% interest on purchases ...
With the holiday season looming and the World Cup only days away, it’s time to check that you are not going to pay through the nose when you use your credit card abroad.
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By Lorna Bourke | 20 Apr 2009
... of changing banks there are some interesting current account ... their credit card debt
on a 0% balance transfer ... 2.98% on all transfers and once interest starts to ...
For those prepared to undergo the trauma of changing banks there are some interesting current account offers now available.
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By Victoria Bischoff | 05 Jan 2012
... providers could offer almost half of their new customers a worse deal – a more
expensive interest rate, shorter 0% term or lower credit limit – than ...
Only half of people who apply for a credit card are successful, while only half again are assured the advertised rate.
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By Lorna Bourke | 05 Mar 2009
... Savvy credit card users who have been making use of very cheap borrowing by ... of offers
available is falling, and the time during which 0% interest is charged is ...
With interest rates low, those can afford it should take the opportunity to reduce their mortgage.
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By Lorna Bourke | 19 Jan 2005
... The average outstanding balance on a credit card is £930 and the average interest
rate paid is 15.4%. Transferring to a 0% concessionary rate would save money ...
January is when the credit card bills for Christmas extravagance turn up but if you cannot pay off the bills now it could be time to apply for a new card with 0% interest to cut the cost of the debt.
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By Lorna Bourke | 22 Jan 2010
... Tesco’s credit card offers customers 0% interest for 12 months on all purchases
and, like M&S, 0% interest on balance transfers for six months as well as ...
Interest charges have been rising and there are now only a handful of providers with interest rates in single digits.
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By Lorna Bourke | 24 Apr 2008
... Abbey’s new zero credit card is unique in that it charges no fees for balance transfers,
foreign exchange or cash and offers 0% interest on balance transfers ...
Lorna Bourke scans the market for the best buys
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By Lorna Bourke | 28 Aug 2010
... many other promotional offers because its 0% concessionary rate ... it to pay off other
credit cards and current ... flexibility and opportunities to cut interest costs ...
A new card offers 'a rare opportunity to save on expensive loan or overdraft interest’. Whether or not this is a good idea depends on how desperate you are to borrow.
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By Simon Hildrey | 26 Jun 2002
... new customers with balances a 0% interest rate until 1 ... Despite the fact that interest
rates have not moved ... with no balances from previous credit cards only get ...
Online bank Egg has attacked rival credit card providers for preventing bargain-hunting borrowers from switching to some of the best low-interest deals, writes Simon Hildrey.
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By Lorna Bourke | 20 Jul 2011
... Santander Zero Credit Card does not levy a foreign usage fee or cash withdrawal
fee, but it has a relatively high interest charge of 27.9% on cash advances ...
Fed up with paying a premium on credit or debit card payments overseas? Our guide to trumping the charges will help you beat the holiday blues.
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By Lorna Bourke | 30 Jul 2010
... with the best when it comes to credit cards and it ... It also offers 0% on balance
transfers for nine months ... When you do start to pay interest the rate charged is ...
Tesco's card has the longest introductory 0% purchase offer available. But if it is a 0% balance transfer you are looking for there are better deals around.
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By Lorna Bourke | 28 Feb 2008
... Other features include 0% balance transfers, where you can transfer debts from other
credit cards (or in ... or overdraft) and pay no interest – usually for ...
Credit cards can be used to pay for goods and services or withdraw cash up to a pre-agreed credit limit.
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By Lorna Bourke | 15 Dec 2008
... when you make repayments, the money reduces the most expensive debt first, so you
can use the card for purchases and still retain the 0% interest facility on ...
It isn’t often that credit card companies come up with something genuinely innovative and in the consumers’ best interest but the latest offering from Saga, the over-50s club, is certainly worth considering.
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By Victoria Bischoff | 06 Jan 2011
... some interest on your debt, but it will be significantly less than what you pay
on a standard credit card and the offer usually lasts much longer than a 0% deal ...
Barclaycard has just launched the longest ever 0% balance transfer deal. But how exactly does a balance transfer credit card work and what do I need to watch out for ?
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By Lorna Bourke | 30 Apr 2009
... bear in mind that once you have paid back the overdraft, the bank may be reluctant
to reinstate it once the 0% interest period on the credit card expires. ...
Halifax and Nationwide have both made changes that disadvantage borrowers. Lorna Bourke reviews the best mortgages, savings rates and credit cards.
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By Victoria Bischoff | 02 Mar 2012
... So, if you switch to a 0% deal, for example, throw every spare ... will be easily be
swallowed up by the monster 18% interest charges on your credit card. ...
Unmanageable interest payments are tightening the 'debt noose' around UK households. Here's how you can reduce them.
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By Lorna Bourke | 24 Sep 2010
... on flights and hotels this card is definitely worth having. It also offers 0% interest
for the first six months on purchases if you do use the credit facility. ...
Like mortgages, good credit card deals are becoming more difficult to obtain.
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By Lorna Bourke | 30 Jul 2008
... It will be interesting to see ... Credit Cards: 0% on balance transfers from Capital
One. ... card companies are surreptitiously increasing the interest rates charged ...
Lorna Bourke scans the market for the best buys.