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By Victoria Bischoff | 05 Jan 2012
... bandwagon, however, you should know that only half of people who apply for a credit
card are successful, according to research by the UK Cards Association. ...
Only half of people who apply for a credit card are successful, while only half again are assured the advertised rate.
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By Gavin Lumsden | 27 Dec 2001
... card providers, has introduced a special balance transfer rate of 5.9% on its credit
cards. ... NatWest, which is also part of the RBS group, will apply 5.9% for ...
Many of us have yet to wake up to the financial hangover brought on by Christmas and New Year celebrations – but credit card companies are already pitching for our business, writes Gavin Lumsden.
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By Lorna Bourke | 28 Aug 2010
... its 0% concessionary rate period applies to money transfers as well as balance
transfers. This means you can use it to pay off other credit cards and current ...
A new card offers 'a rare opportunity to save on expensive loan or overdraft interest’. Whether or not this is a good idea depends on how desperate you are to borrow.
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By Lorna Bourke | 29 Nov 2009
... for a low interest card – which are not so easy to find and even more difficult
to obtain now that the card issuers are applying much tougher credit criteria ...
Consumers continue to be squeezed on their credit cards and one in five closures are due to cardholders not meeting their monthly payments.
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By Lorna Bourke | 23 Jun 2005
... which has a very competitive credit card, is the only major provider to apply payments
to the most expensive debt first across all its credit cards. ...
The Consumer Credit Bill goes before the House of Commons Committee today with Nationwide Building Society repeating its call for the government to introduce a number of measures which would enable consumers to get a fairer deal from credit card providers.
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By Lorna Bourke | 22 Aug 2010
... the problem could be people’s perception that they would be turned down for the
card so it isn’t worth applying. It’s true that credit card issuers are ...
A bizarre piece of research shows that more people would take part in a medical experiment or lick the pavement than have ever taken out a cashback credit card.
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By Lorna Bourke | 26 Jun 2008
... Borrowers should also be aware there is a £99 non-refundable application fee.’.
Full details at www.charcol.co.uk. Credit Cards: 0% on balance transfers from ...
Lorna Bourke scans the market for the best buys
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By Lorna Bourke | 20 Jul 2011
... s Gold Credit Card (it charges £5 per month but provides incentives that include
free multi-trip family travel insurance). If you are applying for a new card ...
Fed up with paying a premium on credit or debit card payments overseas? Our guide to trumping the charges will help you beat the holiday blues.
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By Lorna Bourke | 15 Apr 2008
... to a new card, but spend money on the new card, the lender will usually apply any
monthly repayments that you make to reduce the cheapest debt first – that ...
It's not just mortgages - borrowing on credit cards is also becoming more expensive
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By Lorna Bourke | 31 Oct 2008
... this cashback card,’ commented Roger Lovering, managing director of Abbey Credit
Cards. ... To apply for the Poppy Bond call the Customer Service Centre on 0845 ...
Mortgage rates promise to fall, Abbey is offering 3% cashback on groceries bought with its credit card and Coventry Building Society is helping you support war heros while you save.
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By Michelle McGagh | 19 Jun 2008
... Not one to be easily deterred, I applied for a couple ... lenders would be fighting
themselves to supply credit to a ... couple of pairs of shoes on the card every now ...
How the search for credit in the economic downturn became a fool's errand
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By Victoria Bischoff | 06 Jan 2011
... You should also be aware that many providers do not allow existing customers
to apply for specific credit card deals. This means ...
Barclaycard has just launched the longest ever 0% balance transfer deal. But how exactly does a balance transfer credit card work and what do I need to watch out for ?
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By Lorna Bourke | 08 Nov 2009
... If you apply through the card issuer’s website, MBNA, the charity receives just
£5 ... Choose your charity first and then look at the credit card on offer. ...
But there are ways of signing up for the cards that will increase the amount the charity receives.
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By Lorna Bourke | 22 May 2008
... And even for those who are successful with their application, rates are going up –
in spite of Bank ... Credit Cards: 9.9% Platinum Mastercard from Capital One. ...
Lorna Bourke scans the market for the best buys
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By Lorna Bourke | 17 Apr 2008
... It said that last year 400,000 people remortgaged or applied for new credit cards
or personal loans to pay off old loans, while bankruptcies and IVAs are ...
In the early nineties it was unemployment. This time around credit card debt will bring down the housing market
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By Lorna Bourke | 27 Oct 2004
... unlikely that consumers would be able to follow the complex formulae applied. ... the
Banking Code to be more stringently enforced, where credit cards are concerned ...
Consumer groups are hopeful that the inquiry into credit cards, being carried out by the Treasury Select Committee will result in positive benefits for card users.
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By Victoria Bischoff | 23 Mar 2010
... building credit card could help you start to build up a credit profile, although
be aware they usually come with very high interest rates. Don’t apply for ...
With credit still difficult to come by in the current climate, it is important to do all you can to help improve your credit rating.
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By Lorna Bourke | 19 Jan 2005
January is when the credit card bills for Christmas extravagance turn up but if
you cannot pay off the bills now it could be time to apply for a new card with 0 ...
January is when the credit card bills for Christmas extravagance turn up but if you cannot pay off the bills now it could be time to apply for a new card with 0% interest to cut the cost of the debt.
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By Lorna Bourke | 17 Feb 2010
... So if you want to apply for a low rate credit card it’s time to have a clear
out. First, get rid of any cards that you no longer use. ...
The average rate for purchases is now an eye watering 19%
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By Lorna Bourke | 21 Oct 2009
... your credit record is in A1 condition, then you’ll need to apply now as it’ll probably
be a couple of weeks between applying and actually having the card ...
Lorna Bourke looks at the best credit cards on offer.