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Apr Credit Cards

  • Rate Watch: The best rates for mortgages, savings, credit cards and loans

    By Lorna Bourke | 30 Jul 2008

    ... If you aren't aware what your APR is you might be paying a lot more for
    your credit card purchases than you need to,’ Willey said. ...

    Lorna Bourke scans the market for the best buys.

  • Lorna Bourke: Credit card charges on the rise

    By Lorna Bourke | 15 Apr 2008

    ... According to price comparison website MoneyExpert the average standard APR on credit
    card purchases has increased by 0.56% in the past six months, from 16.56 ...

    It's not just mortgages - borrowing on credit cards is also becoming more expensive

  • Rate Watch: the best rates for mortgages, credit cards, savings and loans

    By Lorna Bourke | 21 Aug 2008

    ... for £10,000 over five years have increased by 1.35% in the last 12 months from 7.4%
    APR to 8.75% APR – while-offline ... Credit Cards: 14.9% from Capital One. ...

  • What price APR on your credit card?

    By Lorna Bourke | 16 Feb 2004

    What price APR on your credit card? by Lorna Bourke on Feb 16, 2004 at
    17:23. Egg reckons it could raise its interest charge to more ...

    Egg reckons it could raise its interest charge to more than a whopping 22% and still cost users less than rival LloydsTSB, which claims its rate is less than 12%.

  • Tempting 0% credit cards: are you sure you'll be accepted?

    By Victoria Bischoff | 05 Jan 2012

    ... as how much you owe so cancel any cards you don ... Remember that credit scores are
    essentially a ranking system ... of 0% deal, Balance transfer fee, Standard APR, 0% on ...

    Only half of people who apply for a credit card are successful, while only half again are assured the advertised rate.

  • Credit cards likely to be scarcer next year

    By Lorna Bourke | 29 Nov 2009

    ... seen happen over the course of 2009,’ warned, Peter Harrison, credit cards expert
    at Moneysupermarket.com. ‘In January this year, the average APR was 17.06 ...

    Consumers continue to be squeezed on their credit cards and one in five closures are due to cardholders not meeting their monthly payments.

  • Rate Watch: the best rates for mortgages, credit cards, savings and loans

    By Lorna Bourke | 05 Mar 2009

    ... card from Abbey is a real option for those looking to get their credit card debt
    back in ... of offering 0% interest for 15 months with a below average APR of 15.9 ...

    With interest rates low, those can afford it should take the opportunity to reduce their mortgage.

  • The best mortgages, savings and credit cards

    By Lorna Bourke | 20 Apr 2009

    The best mortgages, savings and credit cards. by Lorna Bourke on Apr 20, 2009 at
    14:12. Mortgages. There is evidence ... uk. Credit Cards. For those ...

    For  those prepared to undergo the trauma of changing banks there are some interesting current account offers now available.

  • Rate Watch: The best rates for savings, credit cards and current accounts

    By Lorna Bourke | 24 Apr 2008

    by Lorna Bourke on Apr 24, 2008 at 11:24. ... Full details at www.askbm.co.uk.
    Credit Cards: 0% on balance transfers and cash, Abbey Zero. ...

    Lorna Bourke scans the market for the best buys

  • Mortgage competition heats up - but it's not all good

    By Lorna Bourke | 30 Apr 2009

    ... Customers taking out a mortgage after April 30th with Nationwide will no longer
    revert to its base mortgage rate when their deal expires, but will ... Credit Cards. ...

    Halifax and Nationwide have both made changes that disadvantage borrowers. Lorna Bourke reviews the best mortgages, savings rates and credit cards.

  • Greece - the wider risks explained

    By John Freeme | 29 Apr 2010

    ... Sterling from 1.0945 on 9 March 2010 to 1.1620 on 23 April, as investors ... Returning
    to the analogy above, if you’ve ‘maxed’ all your credit cards and have ...

    John Freeme of currency exchange specialists HiFX explains the impact of the Greek debt crisis.

  • Banks admit credit rates are confusing

    By Lorna Bourke | 27 Oct 2004

    ... value than another. A card advertising a lower rate of interest can actually
    cost more in credit charges than one with a higher APR. ...

    Consumer groups are hopeful that the inquiry into credit cards, being carried out by the Treasury Select Committee will result in positive benefits for card users.

  • Rate Watch: new 10-year fixed rate mortgages

    By Lorna Bourke | 27 Feb 2009

    ... rates are being raised by up to 5% while Capital One announced it is to increase
    the rate on existing customers' credit cards by as much as 7% from April. ...

    The best rates for mortgages, personal loans, savings and credit cards.

  • Credit cards: from cheap as chips to beyond black

    By Lorna Bourke | 14 May 2004

    ... 10.9% APR for everything – purchases, balance transfers and cash withdrawals. It
    also guarantees fewer charges than some other conventional credit cards with ...

    Two new credit cards have been launched this week, both of which are worth considering.

  • Don't let a DIY disaster cost you big this Easter

    By Lorna Bourke | 21 Apr 2011

    ... with a much higher rate of interest of around 17% APR. ... is that not everyone will
    be a good enough credit risk to qualify for a new 0% balance transfer card. ...

    Home improvements can get very expensive very quickly. So if you're planning to give your home a lick of paint or perhaps completely redecorate this Easter, check out our top tips for covering the cost.

  • Morning Line: We should stop blaming everyone else for our debts

    By Nicholas Paler | 27 Nov 2008

    ... Indeed, recent figures show credit cards’ Annual Percentage Rate (APR) – the bill
    you pay for borrowing money – has actually been rising even as interest ...

    It is easy to look for a scapegoat in the rush for fast cash.

  • Lorna Bourke: Personal debt will trigger property collapse

    By Lorna Bourke | 17 Apr 2008

    ... collapse. by Lorna Bourke on Apr 17, 2008 at 14:05. ... Leicester. Some 60% of this money
    is owed on credit cards, with the rest mainly personal loans. ...

    In the early nineties it was unemployment. This time around credit card debt will bring down the housing market

  • UK Consumer credit falls, but confidence rising

    By Laurence Fletcher | 31 May 2000

    ... Within this, April credit card lending plunged 26% to £326 million. Mortgage lending
    also declined to £3.3 billion from £4.05 billion in March. ...

    Net consumer credit in the UK was flat last month falling below analysts’ expectations.

  • Credit Cards: lenders accused of unclear charges

    By Lorna Bourke | 13 Feb 2004

    ... on credit cards. Consumers are good for the industry, but the favour is not returned.'.
    McFall said that the committee was 'astonished' that the APR, required ...

    Credit card chiefs have been hauled over the coals for their lack of progress on greater transparency for credit card charges - while Barclays Bank unveiled record profits, much of it made from credit card customers.

  • Beware the foreign usage credit card rip-off

    By Lorna Bourke | 04 May 2005

    ... On cards which charge 1% or more a month, a fairly average APR of 12%, this ... One way
    to avoid the interest charges is to overpay on your credit card the month ...

    Consumers are unaware that the vast majority of credit card companies charge a foreign usage fee on top of the money they make from the exchange rate transaction, and LloydsTSB is about to add a further £1 per purchase to the woes of customers abroad.

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