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Budget 2014: 12 predictions

by Michelle McGagh on Mar 17, 2014 at 09:10

Help to Buy

The government’s Help to Buy scheme, which is offering equity loans and mortgage guarantees to first-time buyers, has been a huge success with thousands getting their foot on the ladder. The scheme is due to end in March 2016 but Knight hopes the chancellor will announce an extension to the mortgage loan (or Help to Buy 2) part of the scheme, but that it be scaled back in certain places.

‘We are hoping for a much more targeted approach to how the scheme is operated. In order to reduce the growing disparity between London and the rest of the country, we would like to see Help to Buy 2 operated according to the different requirements of individual postcodes. Some regions are more in need of a housing market boost than others.’

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